Temporary Buydown
Create More Homebuying Opportunities for Your Clients with a Builder-Paid Temporary Buydown
Help your new construction buyers manage their payments from the start with our Builder-Paid Buydown Options. These programs reduce payment rates by 1%, 2%, or even 3% for the first 12, 24, or 36 months, providing your clients with substantial savings upfront, just when they need it most.
Don’t let buyers hesitate over today’s rates! With our Temporary Builder Buydown Programs, buyers can gradually transition into their final interest rate. As they receive pay raises, pay off debt, or refinance when rates drop, they can manage their payments more easily.
Program Benefits
- Temporary Buydown: Lower payments for the first 1 to 3 years
- Gradual Transition: Buyer’s ease into their final note rate over time
- Long-Term Flexibility: Buyers can refinance when rates drop
In addition to the buydown, our 5-Year Rate Protection Plan ensures that if interest rates decrease within the next five years, your clients can refinance with no lender or appraisal fees on qualifying loans.*
Builder-Paid Buydown Options
- 1-0 Buydown: Lower mortgage payments for the first 12 months
- 2-1 Buydown: Lower mortgage payments for the first 24 months
- 1-1-1 Buydown: Lower mortgage payments for the first 36 months
- 3-2-1 Buydown: Lower mortgage payments for the first 36 months, with gradually increasing rates
These options make homeownership more affordable for your clients, easing them into their mortgage payments during the early years.
Don’t let higher interest rates hinder homeownership. Contact us today to explore how we can help your clients get into their new homes with confidence!